One secure link per invoice. Your client confirms it, pays with any coin, and you receive exactly what's due.
Noordzee Security invoices Protocol Treasury
Copy one character wrong, or trust a swapped address in a fake email, and the money is gone for good.
With Cessio there's no address to copy. The link pays the invoice's own record.
Stablecoins live on many networks. Send on the wrong one, or in the wrong coin, and someone has to untangle it.
With Cessio your client pays with any coin they hold, and you receive exactly the currency on the invoice.
Duplicate payments happen, and an invoice can be sold to two financiers at once. Nobody sees it until it's too late.
With Cessio the program refuses a second payment or a second sale. Every time.
Each step is a signature on one public record, so nobody can change the invoice afterwards. Scroll to watch a real devnet invoice fill in.
A real invoice on Solana devnet. See its public record
Write it as usual: line items, VAT, your logo. Only a sealed fingerprint goes onchain. The details stay between you and your client.
Your client opens your link and signs from their own wallet: this invoice is real, for this amount, due on this date. From now on, nobody can change it.
Don't want to wait for the due date? Sell the confirmed invoice to a financier for a little less, under a separate deed you both sign. Skip this and nothing changes.
On the due date your client pays through the invoice, with any coin. The program sends exactly the amount due to you, or to the financier if you sold it, and closes the invoice for good.
We'd love to accept payments from other networks next, starting with USDC through Circle's own cross-chain transfer. Same promise: you receive exactly what's due.
Your client confirms it up front, so there's no arguing later. The money can only reach you, in the currency you invoiced.
One signature to confirm, then pay on your usual date with any coin you hold. No fake invoices, no swapped addresses, no paying twice.
Sell a confirmed invoice once to a financier. It's a separate deal with its own price, and you never have to.
Worldwide factoring volume in 2025: invoices sold to be paid now instead of in 30 to 90 days.1
Factoring liabilities at First Brands when it collapsed in September 2025. Investigators examined whether receivables were financed more than once.2
How often a Cessio invoice can be paid, or sold. The program enforces it.
No. Most invoices are simply sent, confirmed and paid. Selling an invoice for early cash is an optional extra, with its own price and terms.
On devnet: test USDC and test EURC. On mainnet: any Solana coin with a market, converted in the same transaction. You always receive the currency on the invoice. Other chains are next.
Nothing can take money from anyone's wallet, so your client still has to pay. What you do have is a debt they confirmed onchain, which you can collect like any other invoice. If you sold the invoice, the financier carries that risk.
No. Only a fingerprint of it goes onchain. Names, addresses and line items stay between you and your client, in the PDF and the link you send.
A Solana wallet such as Phantom or Solflare, or a Squads treasury. In the demo, Cessio pays the network fees, so your client needs no SOL.
Drop the PDF on the check page, or scan its QR code. The page recomputes its fingerprint and compares it with the onchain record, in your browser.
Live on Solana devnet: write a branded invoice, send a link, your client confirms and pays with any coin, and anyone can check it. Early cash works too. Built for the Colosseum Crypto World's Fair.
Confirming from a Squads multisig treasury, and a Dutch lawyer's review of the approval statement and the deed.
A small mainnet pilot with three to five seller and client pairs, paying with any Solana coin.
Payments from other chains, starting with USDC through Circle's cross-chain transfer.
Tell us in one line who you invoice and how you get paid today. Financiers: tell us what you'd pay for a confirmed invoice.